Built to protect your money
Every licence, every security layer, every safeguard — explained clearly. Because you deserve to know exactly how your money is protected.
Licensed at every level
Central Bank of Nigeria
All Naira wallets, deposits, withdrawals, and asset-backed lending are fully regulated by the CBN under Nigerian financial law.
Alpaca Securities LLC
US stock trading is powered by Alpaca Securities LLC. Your US shares are protected by SIPC for up to $500,000 against broker failure.
Quidax
Crypto trading and custody are provided by Quidax, a SEC-registered Digital Asset Exchange in Nigeria.
Magnartis
NGX stock trading is facilitated through Magnartis, an SEC-licensed stockbroker. All local trades are cleared securely through CSCS.
Data Protection
Your personal details and financial data are fully protected under the Nigeria Data Protection Act 2023.
How we protect your account
From sign up to every transaction you make, here is exactly how Atom keeps your account and your money safe.
End-to-end encryption
Data in transit uses TLS 1.2+, and data at rest is secured via AES-256 encryption.
KYC & AML screening
Identity is verified via BVN, NIN, and liveliness checks before anyone can invest.
PIN & biometric confirmation
Transactions require a 6-digit PIN or biometrics (Face ID/Fingerprint) to execute.
New device protection
New login attempts require an OTP sent to your registered contact info.
Immutable audit trail
All actions are permanently logged with timestamps and retained for 7 years.
Two-factor authentication
Supports app-based 2FA (TOTP) to secure your account at every login.
Your data belongs
to you
Atom complies with the Nigeria Data Protection Act 2023. We collect only what we need, store it securely, and never sell it to anyone.
Your data is stored in Nigeria or an NDPC-adequate jurisdiction.
We never sell your data to advertisers or marketing companies.
You can request a copy of all your data or deletion at any time.
KYC partner is bound by the same data protection standard.
All employee access to user data is logged, role-gated, & audited.
Something wrong? We move fast
Atom
ATOM is a comprehensive Digital Asset Management platform designed to help individuals, investors, financial institutions, and businesses efficiently manage, monitor, and grow their digital and financial assets.
By bringing together cryptocurrency portfolios, stock investments, and loan management in a single ecosystem, ATOM simplifies the complexities of modern finance.